When you’re buying a new home, there are a lot of things to take into consideration and it’s easy to feel overwhelmed by the process. So whether this is your first time building or an old hand, Resolve Finance is here to offer a complete financial solution on your entire home ownership journey.
Resolve Finance are our award-winning, in-house specialists - backed by the ABN Group. With over 80% of their business being construction loans and over 27,000 loans financed since their establishment in 1997 you can rest easy knowing your Boutique experience is in safe hands.
In fact, our Resolve Finance brokers work in our office alongside your New Homes Consultant to ensure the smoothest process possible.
Why choose a Resolve Finance Mortgage Broker?
At Resolve Finance, we are here to make the process as easy and seamless as possible. Our knowledgeable brokers are able to find the right home loan for you. Your Resolve Finance Broker will:
Look at your current situation and requirements
There are numerous considerations that need to be taken into account when deciding the best home loan for your situation. That is why your Resolve Finance broker will ensure that they understand not only your financial situation, but also the way you like to live. This allows them to find a home loan that has features and benefits that match your lifestyle.
Find the right loan from a panel of lenders
Resolve Finance has access to loans from a panel of over 28 lenders, including the big four banks. This means that your broker will be able to compare a wide range of products to find the best fit for you. Not only does this provide you with peace of mind knowing all options have been explored, but also that there is less chance of any issues with your loan during the process.
Save you time
No need to stress over the mountains of paperwork or doing the application wrong, we look after the complicated stuff so you don’t have to. Your Resolve Finance broker will deal with your lender and other parties to ensure that your loan process is as smooth as possible. You can simply focus on the exciting parts, like choosing colour schemes and organising the move itself.
Stay with you on your home ownership journey
With Resolve Finance, the service you receive doesn’t end when your home loan settles. We are committed to assisting and guiding you on your entire home ownership journey: from your new home through to wealth accumulation and your transition into retirement. Because we understand how important it is to have a finance expert in your corner every step of the way.
“Kylie was also very patient and supportive throughout the process. Kylie was able to offer alternatives and make the process smooth for us. Kylie was very professional and friendly! Thank you Kylie!”
Anthony & Christie-Lee, Werribee
Home to Home loans
A Resolve Finance Home to Home loan is a unique product that covers you when the timing of your new Boutique home doesn’t coincide with the sale of your old one. Rather than taking out a second loan for the new home, you simply stay where you are and use the equity in your existing loan to finance it instead. This lets you stay in your current home until your new one is finished.
A Home to Home loan has many benefits, including:
- Live in your current home until building is complete
- No hassles and costs of finding short term rental accommodation
- No family upheaval
- No dead rental outlay
- Move only once instead of twice or three times
- You have more time to sell your existing property
- The ability to pay only one mortgage until your new home is built
This flexible home loan may just be the solution your family is looking for during your upgrade.
Low deposit home loans
Your deposit is one of the most important considerations when purchasing your first home. You may have been saving for years, or you may have no money put aside for your deposit. At Resolve Finance, we understand that everyone is different - and that is why we have access to a range of products, including some you won’t find anywhere else, that will suit your personal situation.
Low Deposit Home Loans
Most lenders require a minimum of 5% genuine savings as deposit to purchase your first home. However at Resolve Finance, we have access to a number of products which may allow you to get into your new home sooner using the FHOG or gifted funds.
My Home Plan
My Home Plan is a tailored savings program designed to help you get into your own home. It’s built around your real-world income and expenses, and usually involves only a few tweaks to your spending habits. With the guidance of you own personal Finance Coach, it’s about putting you back in control of your finances and your future so you can get where you want to go - even if you’ve been knocked back for finance in the past.
Guarantor Home Loan
Many young home buyers get their parents’ help in getting a home loan, but it doesn’t have to be in the form of cash. We have access to a number of products that allow you to use the equity your parents have in their current home as security against your new one. Not only can this significantly reduce the deposit required but also the amount of mortgage insurance you'll have to pay.
Parent Assist is an Australian first, which allows your parents to help you come up with your deposit without putting their own home at risk. Mum and dad lend you your deposit in a formal arrangement at half the interest rate of your mortgage. So you save on mortgage insurance while still qualifying for the First Home Owner Grant and stamp duty concessions.
My Home Plan
My Home Plan - What is it?
My Home Plan is a specialised savings program that will help you get into your own home sooner. It’s tailored to your real-world income and expenses, and usually involves just a few tweaks to your spending habits. By making a few small changes you’ll be a home owner before you know it. It's about putting you in control of your finances and your future so you can get where you want to go - even if you've been unlucky in the past.
Benefits of My Home Plan
- Budget - Get a tailer-made budget that focuses on overcoming your financial hurdles, without making big sacrifices to your lifestyle.
- Time - Get into a home sooner with a manageable timeframe between now and finance approval.
- Finance Coach - Your coach will actively assist you on your journey with guidance and encouragement.
- Application strength - Your strong financial position will provide the best chance of approval once My Home Plan goals are achieved.
- Home - Get great access to the best locations and designs with your new borrowing capacity.
- Managing your money becomes easy - The My Home Plan journey conditions you to comfortably manage your money with confidence.
How it works
- Your finance coach will conduct a full analysis if your current financial situation and consider your goals.
- You will be presented with your personal finance plan.
- You can update and track your progress through our secure website and will be rewarded for reaching your goals along the way.
- Follow the plan and you'll be a home owner before you know it.
You will be rewarded along the way for reaching certain savings milestones.
Make it happen
Talk to one of our New Home Consultants today on 9008 7475 or send us your contact details and we will get in touch. Your Consultant can arrange a free finance health check through Resolve to determine your borrowing power and help identify which home loan product is right for you.
Lender terms and conditions apply to all finance options. All finance services provided by Resolve Finance, Australian Credit License No. 385487.